it's only too late if the stem is too rigide to bend it over. too early doesn't help much if their are no lower axillary buds to share apical dominance.
I suggest working backward from a goal for your canopy.. How many colas you want can make this decision for you. This is purely manipulating growth through apical dominance. MAke it do what yo want. If you don't have a destination, it's pure whimsy. There is no answer without an end goal.
Choose between bending between the axillary growth or have one axis facing down and inevitably pruned off. Anchor the bottom, so it doesn't pull it's roots out over time (you tied the base of trunk to opposite side of where it is bent toward). If you bend between axis you can more easily use all the branches and share dominance, but this is usually too many, too close. Whereas anything facing down is garbage and shouldn't be used. Nothing wrong with either option as long as it serves a purpose other than whimsy.