Best bet would be to get a Jewelers Loupe. They are less than $20 and allows you to see the trichomes. You usually want to harvest when -roughly- 30-50% are amber.
I harvest my Sativas before 20%, though.
Other options are a microusb microscope you can buy for also less than $20. These tend to break at the power connector(microusb)but give a much better view.
It's very hard to tell by just looking at it.
Those two options will have you looking at trichomes as if your eyes were touching them, though.