hard water doesnt mean water with chlorine it means water with high bicarbonate content mostly so if you had hard water you’d also see white specks after it dries.
also chlorine doesnt stain leaves unless you have absurd amounts of chlorine which you wont get from tap water. if chlorine stained leaves we couldnt grow any healthy plants outside but you gotta be a gardener to know that.
its genetic i’ve grown many mottled plants. my chem line does this regularly, its genetic.