hello
So you can expect those lowest leaves to yellow and die off, tje single finger and many 3 fingers. Either from splashing or just old age in the shade.
Id remove them. Then if you can, get some.photos of the bottom of the leaf to identify any possible pests.👍
The dying leaves look normal. For the light green spots, I would check for thrips. Could be burn from an afternoon rain followed by direct sunlight, but take a close look for those little wormy bastards!