What my growmie has missed is that it HAS germinated! And that's good... I don't see any problem here - the white "mold" you're seeing is most likely just mychorizzae fungus which is a beneficial fungus and nothing to worry about. But don't keep the soil soaking... allow it to dry out a bit before giving it more water. Overwatering (the state of being constantly wet) will kill off a young seedling very quickly.
Good luck!
Hola si es el dia 11 y todavia no salio de su cascara, algo anda mal. Ya tendria que ser una plantula entrando a etapa vegetativa. Si quieres sigue adelante con tu germinacion, yo estaria preocupado suerte.